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©2009 Centracchio Law. All rights reserved The choice of lawyer is an important decision and should not be based solely on advertisements The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation. |
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Phone St. Charles Country: 636.441.0011 Outside St. Charles: 636.578.4952 Fax: 1.866.441.7808 Address 1445 Triad Center Drive Suite A St. Peters, Missouri 63376 Directions |
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centracchiolaw |
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We are a debt relief agency helping people file for bankruptcy under the bankruptcy code
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Debt Relief! · Are you paying only minimum amounts on your bills? · Are you struggling to pay your bills? · Are you behind on your mortgage or loans? · Are you being threatened with foreclosure? · Have you recently lost your job? · Are your wages being garnished? · Do you have large medical bills due to an illness or surgery? If you answered yes to any of these questions, bankruptcy may be the right choice if you Chapter 7 bankruptcy is usually simple and quick and can be filed in as little as one day. A Chapter 7 bankruptcy will eliminate most unsecured debt such as: · credit cards · medical bills · most personal loans · judgments against you (excluding child support, alimony, most taxes, most student loans, and a few others). In most cases, arrangements can be made for you to keep your home, your vehicle, and your personal belongings. Good News!!! Your creditors MUST stop contacting you!!! Risk of having your car repossessed ends!!! Garnishments stop!!! Your car payment could be lowered using the reaffirmation process!!! You might pay off your car for its actual value – not what you owe on it by using the redemption process!!! We will discuss your house, vehicles, and any other assets you have to determine what option is best for you. I will also guide you in timely completing a final financial management course that must be filed with the Court. The Court orders a discharge of your unsecured debts approximately 60 days after the Meeting of Creditors provided there are no objections from your creditors. Again, do not worry --- I will be here for each step and to answer your questions throughout the process. Yes, bankruptcy will be on your credit report for up to 10 years, but the stigma associated with bankruptcy is much lower than you might think. Let Centracchio Law help you begin rebuilding your credit!!! Call us today to schedule your free bankruptcy consultation |